Finnish accounting platform

Bookkeeping without unnecessary complexity

Receipts, invoices, bank transactions, reports and a direct line to your accountant — in one secure service. AI handles the routine; your accountant remains responsible for quality.

Vaavo is currently available to clients of Tilitoimisto Debit Credit — included in the service, at no extra charge.
pro.vaavo.fi
Vaavo — accountant workspace
Vaavo — entrepreneur portal
Portal in five languagesPSD2 bank connectionData hosted in the EUGDPR-compliant
Meet Vaavo · 0:59

More focus on your business.

Who’s paid, does your accountant have all the documents, and where can you turn for help? A short introduction to Vaavo.

Real app screens with fictional data. The entrepreneur image and narration were generated with AI.

A closer look at what matters to you

Three short videos — choose the task you have in mind.

Invoice your way0:23
Who’s already paid0:20
A receipt or a question for your accountant0:19
Features

What Vaavo does

Only what actually works today — no promises.

Receipts in one place

Photograph a receipt, forward it by email or upload it through the portal. Everything stays organised in the archive.

Smart recognition

AI extracts the amount, VAT, date and supplier from the document right after upload.

Sales invoices

Create and send invoices, track outstanding and paid invoices.

Bank connection

Transactions flow in automatically over a secure PSD2 connection.

Direct line to the accountant

Questions and answers inside the service, next to the document — no email threads.

Up-to-date reports

Income statement and balance sheet always available — explained in plain language too.

Multilingual service

The entrepreneur portal works in five languages: Finnish, English, Russian, Estonian and Ukrainian. The accountant workspace — in Finnish, Russian and English.

AI Junior

Supervised automation

Routine entries are prepared automatically. The accountant reviews and approves each one.

Electronic mileage log

Keep a record of business trips in Vaavo and save the details for your accounting.

Apuri helps with finances and Vaavo

Ask about taxes, bookkeeping or how to use Vaavo. Apuri explains where to find a feature and what to do next in Finnish, Russian, English, Estonian or Ukrainian.

Purchase invoices

Receive and upload supplier invoices, view documents and pass them to your accountant in one portal.

Native mobile apps

The iPhone and iPad app is in the App Store. The Android app has been submitted for publication on Google Play.

Vaavo on your computer and phone

The client portal works in your browser in Finnish, Russian, English, Estonian and Ukrainian. The native iPhone and iPad app is available in the App Store. Access is included in your accounting service at no extra charge.

The native Android app has been submitted for publication on Google Play. We will add a link once it is available.

Who it’s for

Entrepreneurs now — accounting firms later

Available now

For entrepreneurs

Handle the paperwork from your phone in minutes and see your company’s financial position at any time. The accountant does the rest.

In development

For accounting firms

Vaavo will open to other accounting firms later. Interested? Get in touch: info@vaavo.fi.

Why Vaavo

Built inside an accounting firm, not a lab.

Vaavo is built by Tilitoimisto Debit Credit — an accounting firm that runs its clients’ books on this platform every day. Every feature starts from a real need and is tested in day-to-day accounting work before release.

Meet the firm → debitcredit.fi
Security

Security and privacy

EU data centre

Data is processed and stored within the European Union.

PSD2 authorisation

The bank connection opens only with your authorisation, using your bank’s strong authentication.

Two-factor sign-in

Two-factor authentication (2FA) can be enabled to protect the account.

GDPR

Personal data is processed in accordance with the GDPR.