Receipts, invoices, bank transactions, reports and a direct line to your accountant — in one secure service. AI handles the routine; your accountant remains responsible for quality.

Who’s paid, does your accountant have all the documents, and where can you turn for help? A short introduction to Vaavo.
Three short videos — choose the task you have in mind.
Only what actually works today — no promises.
Photograph a receipt, forward it by email or upload it through the portal. Everything stays organised in the archive.
AI extracts the amount, VAT, date and supplier from the document right after upload.
Create and send invoices, track outstanding and paid invoices.
Transactions flow in automatically over a secure PSD2 connection.
Questions and answers inside the service, next to the document — no email threads.
Income statement and balance sheet always available — explained in plain language too.
The entrepreneur portal works in five languages: Finnish, English, Russian, Estonian and Ukrainian. The accountant workspace — in Finnish, Russian and English.
Routine entries are prepared automatically. The accountant reviews and approves each one.
Keep a record of business trips in Vaavo and save the details for your accounting.
Ask about taxes, bookkeeping or how to use Vaavo. Apuri explains where to find a feature and what to do next in Finnish, Russian, English, Estonian or Ukrainian.
Receive and upload supplier invoices, view documents and pass them to your accountant in one portal.
The iPhone and iPad app is in the App Store. The Android app has been submitted for publication on Google Play.
The client portal works in your browser in Finnish, Russian, English, Estonian and Ukrainian. The native iPhone and iPad app is available in the App Store. Access is included in your accounting service at no extra charge.
The native Android app has been submitted for publication on Google Play. We will add a link once it is available.
Handle the paperwork from your phone in minutes and see your company’s financial position at any time. The accountant does the rest.
Vaavo will open to other accounting firms later. Interested? Get in touch: info@vaavo.fi.
Vaavo is built by Tilitoimisto Debit Credit — an accounting firm that runs its clients’ books on this platform every day. Every feature starts from a real need and is tested in day-to-day accounting work before release.
Meet the firm → debitcredit.fiData is processed and stored within the European Union.
The bank connection opens only with your authorisation, using your bank’s strong authentication.
Two-factor authentication (2FA) can be enabled to protect the account.
Personal data is processed in accordance with the GDPR.