Finnish accounting platform

Bookkeeping without unnecessary complexity

Receipts, invoices, bank transactions, reports and a direct line to your accountant — in one secure service. AI handles the routine; your accountant remains responsible for quality.

Vaavo is currently available to clients of Tilitoimisto Debit Credit — included in the service, at no extra charge.
pro.vaavo.fi
Vaavo — accountant workspace
Vaavo — entrepreneur portal
Portal in five languagesPSD2 bank connectionData hosted in the EUGDPR-compliant
Features

What Vaavo does

Only what actually works today — no promises.

Receipts in one place

Photograph a receipt, forward it by email or upload it through the portal. Everything stays organised in the archive.

Smart recognition

AI extracts the amount, VAT, date and supplier from the document right after upload.

Sales invoices

Create and send invoices, track outstanding and paid invoices.

Bank connection

Transactions flow in automatically over a secure PSD2 connection.

Direct line to the accountant

Questions and answers inside the service, next to the document — no email threads.

Up-to-date reports

Income statement and balance sheet always available — explained in plain language too.

Multilingual service

The entrepreneur portal works in five languages: Finnish, English, Russian, Estonian and Ukrainian. The accountant workspace — in Finnish, Russian and English.

AI Junior

Supervised automation

Routine entries are prepared automatically. The accountant reviews and approves each one.

Who it’s for

Entrepreneurs now — accounting firms later

Available now

For entrepreneurs

Handle the paperwork from your phone in minutes and see your company’s financial position at any time. The accountant does the rest.

In development

For accounting firms

Vaavo will open to other accounting firms later. Interested? Get in touch: info@vaavo.fi.

Why Vaavo

Built inside an accounting firm, not a lab.

Vaavo is built by Tilitoimisto Debit Credit — an accounting firm that runs its clients’ books on this platform every day. Every feature starts from a real need and is tested in day-to-day accounting work before release.

Meet the firm → debitcredit.fi
Security

Security and privacy

EU data centre

Data is processed and stored within the European Union.

PSD2 authorisation

The bank connection opens only with your authorisation, using your bank’s strong authentication.

Two-factor sign-in

Two-factor authentication (2FA) can be enabled to protect the account.

GDPR

Personal data is processed in accordance with the GDPR.